🔥This Week: Build Wealth, Boost Energy & Strengthen Family Bonds

Family First: The 60-Minute Challenge That Changes Everything

Let’s be honest—our phones are stealing real-life moments. You’re with your family, but are you really with them?

📵 The Challenge: Dedicate just 60 minutes of screen-free time this week. No TikTok. No emails. No doom-scrolling. Just real connection.

🔥 Need a conversation starter? Try: “What’s something you learned this week that surprised you?”

💬 Why it works: Families that unplug together feel 50% more connected and experience lower stress levels (Source: American Psychological Association).

✝️ Christian Family Values Corner: The best way to show love? Presence. Not texts. Not emojis. You.

Finance Focus: How to Make More and Keep More

Retirement isn’t about age—it’s about having enough money to stop working. If you don’t have a tax-free income plan, you could be handing thousands to the IRS unnecessarily.

💰 How to Keep More of Your Money:
✅ Roth IRAs – Pay taxes now, enjoy tax-free withdrawals later.
✅ Indexed Universal Life (IUL) Policies – Grow wealth tax-free while protecting your family.
✅ Annuities – A predictable, stress-free paycheck for life.

📉 Stock Market Recap (End of Day Report – Feb 3, 2025):

• 📉 S&P 500: 5,994.57 (-0.76%)

• 📉 NASDAQ: 19,391.96 (-1.20%)

• 📉 Dow Jones: 44,421.91 (-0.28%)

(Source: Yahoo Finance, Feb 3, 2025)

🔑 Hegna’s Rule of Retirement: “Don’t just plan to retire—plan to live.” Future tax rates are unpredictable, so a tax-free bucket is your best defense.

📚 Must-Read Books:
📖 The Power of Zero – David McKnight
📖 Paychecks and Playchecks – Tom Hegna

Fitness Made Stupidly Simple: Your "5-Minute" Fix

Forget complicated fitness plans. Here’s the 1-1-1 Rule:

🥗 1 Extra Serving of Greens – Add spinach, kale, or broccoli to a meal. Your gut (and future self) will thank you.
🚶 1,000 More Steps a Day – It’s literally just a 10-minute walk. No excuses.
💧 1 Extra Glass of Water – Before your morning coffee. Hydrate first.

🔥 Super-Quick Workout (No Gym Required!):
🦵 30 Seconds Squats – Builds strength, burns fat.
💪 Push-ups (or Knee Push-ups) – 10-15 reps – Easy upper body win.
🧘 Plank Hold – 30 seconds – Your core will hate you (in a good way).
🚶 Power Walk – 5-10 minutes – No treadmill needed.

💡 Longevity Hack: A study in The Lancet found that 11 minutes of exercise per day can add years to your life.

Good News You Actually Want to Hear 🌟

💧 Clean Water for Millions: Scientists at MIT just developed a low-cost water filtration system that could bring clean water to billions (Source: Science Daily, Feb 2025).
💰 Acts of Kindness: Strangers in Houston wiped out $250,000 in school lunch debt for struggling families.

Keep Leveling Up!

That’s all for this week’s Level Up Life! 🚀 Small moves today = big wins tomorrow.

— Jesus U. Lopez
Your Partner in Growth

📧 What did you think of this week’s edition? Hit reply—I’d love to hear from you!

References & Citations:
📚 The Power of Zero, David McKnight
📚 Paychecks and Playchecks, Tom Hegna
📊 Yahoo Finance: Daily Stock Report – finance.yahoo.com/markets
💡 The Lancet: Exercise & Longevity Study – thelancet.com